Coinbase Receives Formal Approval from US OCC for National Trust Bank Charter

November 9: The U.S. Office of the Comptroller of the Currency (OCC) has upgraded Coinbase National Trust's conditional approval to a full national trust bank charter.

Coinbase previously received conditional approval from the OCC in April 2026 to provide federally regulated custody and payment services, but it could not operate as a full-service bank accepting deposits and making loans.