The Office of the Comptroller of the Currency said nine major banks engaged in "de-banking" practices.

October 14 — According to Bloomberg, the U.S. Office of the Comptroller of the Currency (OCC) said that nine major banks had implemented policies to "debank, deny services to, and discriminate against" certain customers and businesses, with the findings based on a preliminary investigation following President Trump's call to curb such practices. The OCC released its final report the same day, covering the nine largest national banks under its supervision by asset size: JPMorgan Chase, Bank of America, Citibank, Wells Fargo, U.S. Bank, Capital One, PNC, TD Bank, and BMO.

The OCC said that between 2020 and September 2025, all of the above banks had policies that could restrict access to financial services based on political or religious beliefs, or lawful business activities; broad reputational risk rules lacked clear, objective risk standards and imposed access restrictions on industries including oil and gas, coal, firearms and ammunition, detention facilities, tobacco and e-cigarettes, and digital assets. Comptroller Jonathan V. Gould said he will assess further adjustments to the regulatory and examination framework; no penalty arrangements such as fines have been disclosed so far.